What this service entails
We gather dispersed pension pots, project earnings to age 95 and arrange drawdowns for the smallest lifetime levy. Withdrawal ranking, state benefit timing and safety reserves are fully simulated ahead of your final working day.
What emerges is a dependable retirement salary — reassessed each year as legislation and markets evolve.
What's included
- Pension stocktake — all pots located, appraised and screened for concealed charges or pledges.
- Withdrawal ordering — selecting which reserve funds each year for minimal lifetime duty.
- Bespoke growth approach — a calmer portfolio calibrated to retirement spending needs.
- Yearly salary reset — your retirement pay refigured annually with fast-track help.
Our Process
Audit
Every pension, ISA and asset mapped into one intelligible overview.
Forecast
Earnings projected to 95 across guarded, middle and buoyant scenarios.
Sequence
Drawdown ranked to surrender the smallest lifetime levy.
Sustain
Annual tune-ups preserve payouts through any market weather.
Peace of mind, measured
Retired clients describe an identical shift: anxiety ends. Armed with a documented salary schedule, a two-year liquid reserve and always-on premium help, market wobbles fade into distant static.
Know your number?
A single appointment reveals your sustainable payout — the monthly sum your reserves can securely deliver.
Book a Session